If you decide to become an investor and want to receive passive income, then immediately a lot of questions arise: where to invest in order not to lose money; what projects allow you to earn on a stable basis, and so on. There are always doubts, even for experienced pros. After all, an investment business implies not only high returns, but also high risks of losing one's investment.
Not all of us have the financial and economic education that is necessary in order to become a professional investor. But anyone can begin to receive a steady income in the form of interest if he listens to the advice and recommendations of experienced pros.
Basic rules for successful investment - how not to lose money
These recommendations can be taken as a basis, gradually expanding their knowledge and experience in the field of high-yield investments in the Internet. By following these simple rules, you will perform the right actions for the safety of their funds.
Invest only free money
This is the most important rule of any investor. In no case can not invest borrowed funds. Only those who remained in free use after paying all taxes, utility payments, debt on loans and so on should work.
I also do not recommend using those funds that you have put aside for food and the purchase of vital things. And then, many novice investors literally feed on doshiraks. But they have invested all their money in a dubious, highly profitable project with the goal of quick profit.
If you invest money taken on credit, then there is always the risk of non-return of capital due to the bankruptcy of the project. Well, this will lead to additional problems on the payment or even overdue loan.
Having a stable income
In order not to be left without money due to the bankruptcy of the company, divide your funds into two parts. Save a half of your earned money to save, and the second you can safely invest in projects. Thus, you insure yourself in case of unpleasant unforeseen circumstances.
In addition to the potential income from investing, you should have a parallel stable income, which you are sure of. Highly profitable investments on the Internet can give the first return only in a few months. Well, during this period, you also need something to live and eat.
Make an investment plan
Do not make spontaneous rash decisions. This has never ended in anything good. Sit back in peace and plan your plan for the coming months.
Highlight a couple of investment projects and investment options. And then follow it without deviation. Remember that your plan will need to be periodically adjusted due to instability in the country's economy. Your plan must be flexible and meet all current market features.
Distribute your money in such a way that is enough for several investment projects. Never invest in one with the whole amount of your capital. Highlight for yourself a few high-yielding, but risky areas. Well, you can diversify risks by adding stable and low-risk projects to your investment plan.
Properly manage your profit
Do not waste your earnings from investments. In the initial stages, they should form your future capital. The bigger it is, the higher the potential profit will be.
Better profit from one project to invest in another. So you not only distribute your risks, but look for new opportunities for obtaining a stable income. Every week there are new projects, and perhaps among them will be the one that will bring you the lion's share of earnings. But to find one, you need to be in constant search.
Always control your finances, not only those that invest, but also the profits. This will allow in the future to avoid a lot of mistakes and shortcomings.
High-yield investments on the Internet have increased risks. They need to be carefully checked to avoid running into fraudsters. Inquire about the company, read reviews, opinions of colleagues in thematic forums of investors and so on.
Count on yourself! Your friends and relatives may not be so knowledgeable as to give you quality advice. Believe only in your financial literacy.
Experienced investors recommend allocating their capital as follows:
- the main part - goes to buy food, clothes and pay for an apartment. In general, for all vital needs.
- cumulative - on average, 10% of your salary is better to save for future major purchases: car, apartment or long-awaited vacation.
- and only the remaining funds can be invested in projects in order to generate additional income.
Let not so large amount of your income go to investment activity, but still it will increase in the future thanks to a competent approach to work and a clear plan of action.
If you want to invest more money, then teach yourself how to save money. It is not as difficult as it may seem at first.
Options for high-yield investments on the Internet
After a short introduction, go to the list of options for obtaining a stable income from investment projects. For each, I will highlight both advantages and disadvantages in order to make a general objective assessment.
One of the most common ways to get passive income. It is preferred by conservative people who will not take risks and invest in risky projects. In the banks, though a small percentage of profit, but almost with the 100% probability you will get back your invested funds.
The essence of such investments lies in the fact that you transfer your capital to the bank for a specific period within the framework of a pre-agreed contract. After it expires, you get back not only your investment, but also a profit in the form of interest.
There are many different bank deposits with their own features and advantages. You just need to choose the most suitable for themselves under the conditions.
Due to insurance of deposits up to 1 400 000 rubles, you can not worry that your bank will go bankrupt or lose its license. By investing the amount within the insurance, you are still guaranteed to receive your capital, even if such unfortunate consequences occur.
Among the minuses worth noting a small percentage of profits. On average, it will not exceed 9% per annum. Also do not forget about the problem of inflation and instability of the economy. As a result, upon expiration of the contract, your profit may be impaired.
Forex and automated trading
Trading in financial markets is one of the most common sources of income. This is not exactly an investment activity with a profit in the form of interest. Yet this is more independent work. But very profitable and highly profitable.
Successful trading is impossible without knowledge in the field of technical and fundamental analysis. This is a huge science that will help you not only learn how to feel the market, but also find signals for opening deals to rise or fall. The total profit will depend on the number of points by which the price has changed after the opening of the transaction.
But not everyone will be able to master this activity, since it is quite heavy. It is impossible to simply learn one technical indicator and instantly become a successful trader. Here everything is interconnected and are elements of one strategy:
- capital Management;
- risk management;
- graphic analysis and figures;
- Japanese candles;
- wave theory;
- fundamental analysis.
And this is not the limit! A trader can learn throughout his career. Since there is no limit to perfection.
If you absolutely do not have time to study all the above points, I can offer you automatic trading. Under the terminal, the metatrader 4 has released a lot of trading robots and advisers, which allow not only analyzing the market on their own, but also opening trades instead of a trader.
The main difficulty lies precisely in the selection of an effective and decent adviser and his competent optimization and tuning. But not all beginners can do it.
But even in this case there is a way out. I want to recommend you modern programs to get Auto Earnings - Abi (for trading on Forex and CFD), as well as Autocrypto Bot (for earnings on cryptocurrency).
There is no complicated installation here, all the work is being done from your browser window.
What is the main charm of automated trading? You simply turn on the robot, set it up, but in the future, just periodically withdraw the profit to your card. The robot will do the rest for you!
If you have at least basic knowledge about trading in stock markets, about stocks and securities, then you can invest in mutual funds. Many beginners are frightened off by this complex name. But despite this, such high-yield investments on the Internet have a rather simple and understandable essence.
It implies collective investment in the fund and its further management with the help of a professional manager.
In fact, we are not always able to obtain complete and reliable information about the activities of a company. You don't need a lot of mind to buy a security, but not everybody can properly manage and manage it.
To succeed in this business, you must be well versed in the economy of the country as a whole.
Many people now get a steady income due to investments in real estate. For many years now, this has been considered one of the most reliable ways to invest your money. The fact is that real estate almost never falls much in price. That is, by investing money in it now (for example, buying an apartment), you can be confident in the future that even after 20-30 in years it will not depreciate.
It also happens that apartments grow in price under the influence of various factors. For example, if the area in which it is located, has become more promising and attractive. In this case, you can earn on resale.
There is an option to rent an apartment for rent both by the day and for a month. Yes, and in any case you can sell your housing, while receiving approximately the same amount as when you purchased it.
The only drawback is the long payback period, as well as the high cost of the purchase.
Gold and other precious metals
Over the years, one of the most popular and promising options for investing is buying / selling precious metals. Gold can be purchased both in bullion and by opening a special account. This can be done both in banks and in electronic payment systems. For example, WebMoney.
The value of such assets is always falling, then growing. If a few decades ago, gold grew steadily in price, even if at a moderate pace, now, due to the mixed situation on world markets, investing your capital in gold has become not entirely safe.
But it has always been and will be a great way to save your investment from the same inflation. Indeed, at all times, the precious metal was a wonderful asset safe haven, a kind of safe haven.
But remember that you need to make the purchase of precious metals at the most appropriate time from an economic point of view. And your investment will pay off only in the long run.
Purchase of shares
In the long run, this can be a very high-yield investment on the Internet. The stock is a security that confirms your ownership of the company's shares. With the help of the availability of such documents you get not only dividends in the form of interest, but also the right to participate in the management of the company itself.
If it is profitable to invest in stocks of promising emerging companies that can "shoot out" in the market in the future, then you will be able to make huge profits by increasing stocks. Reselling them in the future, you will earn a profit.
But there are risks. A company may not realize its potential and go bankrupt before you receive your dividends. At the same time, the value of the shares will collapse, thus, having sold them, you will find yourself in the red.
With the popularization of the Internet and the development of new technologies, there are more and more opportunities to earn money on various Internet projects.
For beginners, I would like to recommend two areas:
- investing in startups;
- creation and development of your own website.
The first area can be extremely risky. And at first, you will not be able to determine whether the project will be promising, or whether it will close even before it has time to unwind.
But the creation and development of your own website can in the future bring a very impressive income. But at first, get ready for a great job of promoting, optimizing and filling it with interesting and relevant content that may appeal to the majority of people.
Now on the net there are a huge number of Internet sites. And in the course of such competition, it is sometimes difficult for newcomers to not hold their positions. Even getting into the TOP Yandex is not always possible for experienced professionals. What to say about newbies.
For this reason, you should never give up, try to do everything at the highest level and create a thematic site on the topic that you understand 100%. Write for it yourself, or hire a professional copywriter. But the first method will be less expensive, although the filling will take much more time.
However, not in vain, many people consider this business one of the most profitable. They invest in the development and promotion of their sites a lot of money. And even in this case, they pay off in the future with high returns!
Another option is to create your own online store. But this will only work if you produce any products.
I have several friends who act as an intermediary. They agree through the same Avito with people who have the goods. And for what you find for them customers, they pay you a certain percentage of each sale. You can independently create an online store with the products of the seller with Avito, and sell his goods, while receiving passive income from each transaction.
The benefits of such a business mass! You save on trading floors, warehouses, the production of the product itself and the purchase of materials for this. You just get a percentage of sales for finding a potential customer. Excellent business for beginners, which does not require large financial investments!
You can entrust your capital in the management of another person who is much better versed in a particular area. As a reward, you receive a percentage of the profit that he was able to earn on your capital.
But there are risks in this area. After all, no one ever knows what success the Manager has. All statistics can now be easily forged. And with the growing popularity of such trust management, the number of scammers is growing. They collect depositors' money and just disappear with them in an unknown direction.
Therefore, I recommend carefully checking the service where you plan to cooperate with the Managers. By the way, many leading forex brokers offer such services. This is at least some guarantee that there will be far fewer scammers on their platform.
Highly profitable investments in the Internet: the basic principles of competent investment
Above, I listed the most basic areas for receiving passive income in the form of interest. But, even choosing one of them, you can ruin your business if you do not follow the basic rules of investing.
No.1: Long Term.
Learn to think ahead, predict the state of the market, which will be in a year, two or even ten years. After all, for the most part, a high income will be obtained only in the medium and long term. Well, if thousands of percent of net profit are promised to you on the Internet already in a month, then this is surely fraudsters and deceivers.
No need to be a genius of technical and fundamental analysis. Just try to think like a consumer.
Take, for example, the shares of Coca Cola. In the early stages of its establishment, stocks were worth an average of 40 dollars. But after the crisis began, sugar prices soared upwards, which led to a collapse of quotations for the shares of this company. Experienced investors immediately began to buy such a promising asset at such an attractively low price. And all because they believed in the future of the company.
But if earlier the shares of Coca Cola became such a breakthrough and opportunity for earnings, this does not mean that at the present time this will not happen. Every week there are new companies that can repeat the story of the famous manufacturer of soda.
№2: Carefully study the potential investment object.
Even if you are going to invest a small amount, you still need to carefully study its prospects, read reviews, ask the opinion of more experienced investors in specialized subject forums, and so on.
No.3: Trust only yourself.
You can listen to the advice of other people, but never blindly trust them. You should always have your head on your shoulders. Only you know how to better manage your own money. Do not shift this responsibility to other people. And learn to accept your mistakes, work on them, improve and be better. And do not get depressed because of every failure.
#4: Sometimes you need to be able to stop in time.
Even if a couple of years ago one project brought huge profits, it’s not a fact that it will be at the present time. Sometimes it is worth stopping in time and withdrawing money before the total collapse of the company.
Well, this is possible only when you cultivate in yourself some kind of investor intuition.
Do not be afraid of something new! Explore other projects. Perhaps, they will be as profitable as the previous couple of years ago. After all, the market does not stand still, it is constantly being improved, new projects and ways of earning appear.
№5: Nowhere to hurry.
Thanks to the Internet, we are accustomed to the comfort and quick information. Even Forex transactions are processed in one click. That is what is pushing us to do even more actions, to hurry to try out all the available ways to make money.
But faster - it still does not mean more efficient! First of all, you should thoroughly understand all the nuances and intricacies in order to understand in time when you should withdraw money.
No.6: Always think about tomorrow.
Romantic natures always say that you need to live for today, as if he were the last. But this does not apply to investment activities. Here, on the contrary, you need to be able to predict the market situation, think over your actions in advance and in case of unforeseen circumstances, have a backup plan for avoiding losses in this case.
Highly profitable investments on the Internet allow you to earn a stable passive income, which in the future can replace the main income that you receive in the office. But in order to achieve this, you must make a lot of effort now, in real time. Easy money is nowhere to be found. If only in a casino. Well, there, as you know, there is absolutely no stability. I hope that the article will help you decide on your future direction for capital investment!